Monthly Money Reports, Saving Money

* MISSION ACCOMPLISHED * June 2018 Grocery Budget

* MISSION ACCOMPLISHED * ! That’s right, we I did it! I finally reached my goal to reduce our grocery spending by 30%. Actually, we exceeded the goal, but I don’t want to brag too much, it may not last! If we keep it up, we will save $5,200/year on groceries. If You Are New… Read More * MISSION ACCOMPLISHED * June 2018 Grocery Budget

Life, Travel

Hola From Playa Del Carmen!

Hola From Playa Del Carmen! My kids (young adults now) and I are still on vacation in Playa Del Carmen, Mexico. We have been here for over a week and we ( maybe it’s just me!) are enjoying the REALLY warm weather! I thought , instead of publishing a boring post about money again, I… Read More Hola From Playa Del Carmen!

Money, Monthly Money Reports

Over $6,000 In Dividend YTD! June 2018 Income, Expenses And Goals

June went by so quickly, I can’t believe half of the year is gone already! On the money front, June was my best dividend month EVER, over $6,000 YTD !  But rental property income was not as good.  You can find out why my rental income was lower below, never a dull moment as a… Read More Over $6,000 In Dividend YTD! June 2018 Income, Expenses And Goals

Money

Earn At Least $50 Doing Almost Nothing!

Earn At Least $50 Doing Almost Nothing And Get 2.75% Guaranteed For 6 Months? Is it a joke? No, it’s not! I don’t usually promote products or services, I include the Ebates link on the side because I think it is a great deal no matter what you do, but I don’t promote it (may… Read More Earn At Least $50 Doing Almost Nothing!

Life, Money

What If Frugality Is Not In Your DNA?

Sometimes, we (frugal bloggers) make frugality sound so easy!  SPEND LESS, SAVE MORE, BE FRUGAL, such a simple concept! If you can’t afford to buy stuff, then don’t.  It’s not rocket science! So why do so many people struggle with it? What If Frugality Is NOT In Your DNA? **News flash** We are not all created… Read More What If Frugality Is Not In Your DNA?

Happiness - Favorite Recipes

Happy Canada Day! Coconut Rum-Infused Cake & Berry Trifle

I know what you are thinking, what does this have to do with financial freedom? Well, nothing! It has everything to do with happiness, my happiness. And this blog is also about my pursuit of happiness:) Did I forget to mention how much I love food, mostly dessert? So whenever I can, I try new… Read More Happy Canada Day! Coconut Rum-Infused Cake & Berry Trifle

Kids and money, Money

Financial Independence And Kids? A Game Of Russian Roulette!

Yesterday I spent $770 in less than three hours for one kid! No, no major spoiling going on here. I paid for a medical and a dental appointment! And, because I am still employed , I get the benefit of private group insurance and it covers 100% of it. Phew. But not everybody has private… Read More Financial Independence And Kids? A Game Of Russian Roulette!

Money, Saving Money

Did You Forget Your Lunch Again?

Do you read all kinds of articles on “How To Save Money”? You can’t wait to become Financially Independent and you know you need to cut back on expenses. Maybe you are targeting big-ticket items to save on (house, car) or maybe you decided to start slow and cut back on everyday expenses such as… Read More Did You Forget Your Lunch Again?

Monthly Money Reports, Saving Money

What If I Fudge The Numbers A Little? May 2018 Grocery Spending

In one of my previous posts, I received a few comments about the categories I included in my monthly grocery spending report. It got me thinking (it happens!). I do include pet food, household products and personal care items in my budget, not just food. We host a fairly large family dinner every Sunday! So… Read More What If I Fudge The Numbers A Little? May 2018 Grocery Spending

Life, Money, Travel

Travel Hacking? It’s Not For Everyone!

 I called today to cancel my Scotiabank Amex card! I only applied for it 10 months ago!  So why cancel it so soon? It was my first real try at “power travel hacking” and I failed miserably! After reading so many great stories about travel hacking on various blogs, last summer,  I got all pumped… Read More Travel Hacking? It’s Not For Everyone!