In Canada, food is the third largest household expense after shelter and transportation. At my house, food is our number one household expense (that’s what happens when you are mortgage and car loan free). We were spending $1,200 a month ($280/week) for a family of five (all groceries, not just food). In my opinion, it… Read More My December Grocery Challenge Was A FAIL, Here Is Why
This past week-end my daughter and I were talking a little about her plans for the future. She is 21 and will be graduating from her 4 year Bachelor program in May. It is a pretty scary time! We all tend to forget those early years when we didn’t know what to do with the… Read More Being 21 With $30,000, Who Wants To Play?
Finally my Income, expenses and goals update (Part 2) for December. It took a while because I was behind on my expense tracking. Remind me never to do that again! Anyway, it looks like I spent a lot of money in December, see for yourself. EXPENSES – $5,288 I started keeping track of my expenses… Read More Income, Expenses And Goals Update – December 2017 (Part 2)
December was a great month for FI Income and not so bad for the investment side either. If it wasn’t for my burst pipe and flooded basement, it would have been awesome! FI (Financial Independence) INCOME – $2,703 This is the income I will rely on once I finally reach Financial Independence (FI). *New Category:… Read More Income, Expenses And Goals Update – December 2017 (Part 1)
It was three days before New Year; I dragged myself to work because of some stupid year-end deadlines. I have been sick for the last five days (the entire holiday season) and would have loved to just stay home. My head is pounding and everything seems to require so much effort. All I have to do… Read More The Frozen Pipe That Broke The Landlord’s Back
Do one random act of kindness today! Tweet about it (or add a comment below, or email me directly) and get another person to do the same. I have been down with bronchitis for most of the holidays, not able to think much, read much or do anything for that matter. But I was all… Read More Do One Random Act of Kindness Today
Since coming back from my vacation, I have been trying to get into the Christmas spirit without much success, sometimes it is just the way it is. So I started spending money on things I usually wouldn’t buy and it seems to help a little! Thinking back, I seem to go thru the same cycle… Read More Am I Having A Frugal Christmas Meltdown?
Winter is here and so is the snow! If you have a driveway, it is time to start shoveling again. Whether you use a shovel or a snow blower, it can be a very time-consuming and annoying task. If you actually enjoy shoveling ALL winter, send me a note and I will let you come… Read More Not Frugal Enough To Shovel My Own Driveway!
Better late than never, Financial Independence at any age! If you have been reading FIRE blogs and you didn’t get to retire in your early 30’s, you may feel like you missed the bus. So you came up with lame excuses why you missed it and went on with your life. Well, here is the… Read More Get On The FI Bus!
A few months ago, I decided to seriously start working on my grocery budget, we were spending an average of $280/week and that just seemed way too much. Being mortgage and car loan free, groceries is now our biggest household expense and I am on a mission to reduce that spending. You can see where it… Read More Grocery Budget November 2017