Featured Posts, Money, Monthly Money Reports

January 2019 – Income, Expenses & Goals

No reports for a few months and BAM! Two within three weeks! What is going on at Money Scrap? Nothing special, just trying to catch up really. And remembering how important it is to keep track of my numbers if I want to reach Financial Freedom. Whatever you goals are in life, money or otherwise,… Read More January 2019 – Income, Expenses & Goals

Featured Posts, Life, Money, Saving Money

How Much Should You Spend On Valentine’s Day?

$161.96! Not the answer you expected? Well, that is how much you should spend on Valentine’s Day if you want to be considered an average spender! Valentine’s Day Data According to National Retail Federation fewer people will spend money on Valentine’s Day this year, but the ones who do will spend more! Apparently, they started… Read More How Much Should You Spend On Valentine’s Day?

Featured Posts, Money, Monthly Money Reports

Final 2018 – Income, Expenses And Goals. Finally!

Wow, it has been over 2 months since I published a post! Where does time go? It’s crazy. I took a “little” break from blogging and social media because it was taking over my life again and I had so much going on already. As usual , I will give you “all” (not sure how… Read More Final 2018 – Income, Expenses And Goals. Finally!

Blogging, Featured Posts

Where Did They Go? Missing Bloggers!

Back in the fall of 2017, when I was researching about blogging for one of my posts Who Said Blogging Was Easy?, I was shocked surprised to find out 90 to 95% of bloggers quit within the first 6 months! It seemed HIGH but didn’t think too much about it. Now that I passed the… Read More Where Did They Go? Missing Bloggers!

Featured Posts, Money, Monthly Money Reports

October 2018 – Income, Expenses And Goals

October was a pretty good month overall, nothing much to report, except like most (all?) of you, my net worth took a little hit! Nothing I am overly concerned about at this point. My portfolio is well diversified so riding the market volatility is easier. On the job front, the company didn’t respond to my… Read More October 2018 – Income, Expenses And Goals

Featured Posts, Financial Freedom, Life, Money

Beware! Financial Independence Is Not All It’s Cracked Up To Be!

Becoming Financially Independent (FI), a goal many of us are pursuing or reached already. What is so appealing about becoming FI? We believe (or are made to believe) that once FI we can finally live the life we want, we no longer have to work if we don’t want to, we can travel the world,… Read More Beware! Financial Independence Is Not All It’s Cracked Up To Be!

Featured Posts, Rental properties

Landlord’s Nightmare? Tenants From Hell!

Landlord’s Nightmare? Tenants From Hell! It can happen to any of us and when it does you can hear all the naysayers: “I told you so”! They may not own rentals but they know somebody who knows somebody who did! As a new landlord you worry about such things and dread the time it may… Read More Landlord’s Nightmare? Tenants From Hell!

Featured Posts, Life, Money, Travel

Travel Hacking? It’s Not For Everyone!

 I called today to cancel my Scotiabank Amex card! I only applied for it 10 months ago!  So why cancel it so soon? It was my first real try at “power travel hacking” and I failed miserably! After reading so many great stories about travel hacking on various blogs, last summer,  I got all pumped… Read More Travel Hacking? It’s Not For Everyone!

Featured Posts, Life

How My Husband’s Depression Changed Our Lives Forever

This Saturday is my husband’s 50th birthday. My kids and I will celebrate his birthday the way we have for the last four years. We will hike in the woods to where we buried his ashes, share stories about their dad, laugh and cry a lot. Then we will tie each of their birthday notes… Read More How My Husband’s Depression Changed Our Lives Forever

Featured Posts, Financial Freedom, Money

Get a Side Hustle and Retire Earlier

If your goal is to retire and never work another day in your life, then this post is not for you! But, if like me, you think of financial independence as the freedom to finally do what you want to do, then keep on reading. When I finally retire from my full-time job, I plan… Read More Get a Side Hustle and Retire Earlier