* MISSION ACCOMPLISHED * ! That’s right, we I did it! I finally reached my goal to reduce our grocery spending by 30%. Actually, we exceeded the goal, but I don’t want to brag too much, it may not last! If we keep it up, we will save $5,200/year on groceries. If You Are New… Read More * MISSION ACCOMPLISHED * June 2018 Grocery Budget
June went by so quickly, I can’t believe half of the year is gone already! On the money front, June was my best dividend month EVER, over $6,000 YTD ! But rental property income was not as good. You can find out why my rental income was lower below, never a dull moment as a… Read More Over $6,000 In Dividend YTD! June 2018 Income, Expenses And Goals
Earn At Least $50 Doing Almost Nothing And Get 2.75% Guaranteed For 6 Months? Is it a joke? No, it’s not! I don’t usually promote products or services, I include the Ebates link on the side because I think it is a great deal no matter what you do, but I don’t promote it (may… Read More Earn At Least $50 Doing Almost Nothing!
Sometimes, we (frugal bloggers) make frugality sound so easy! SPEND LESS, SAVE MORE, BE FRUGAL, such a simple concept! If you can’t afford to buy stuff, then don’t. It’s not rocket science! So why do so many people struggle with it? What If Frugality Is NOT In Your DNA? **News flash** We are not all created… Read More What If Frugality Is Not In Your DNA?
Yesterday I spent $770 in less than three hours for one kid! No, no major spoiling going on here. I paid for a medical and a dental appointment! And, because I am still employed , I get the benefit of private group insurance and it covers 100% of it. Phew. But not everybody has private… Read More Financial Independence And Kids? A Game Of Russian Roulette!
Do you read all kinds of articles on “How To Save Money”? You can’t wait to become Financially Independent and you know you need to cut back on expenses. Maybe you are targeting big-ticket items to save on (house, car) or maybe you decided to start slow and cut back on everyday expenses such as… Read More Did You Forget Your Lunch Again?
In one of my previous posts, I received a few comments about the categories I included in my monthly grocery spending report. It got me thinking (it happens!). I do include pet food, household products and personal care items in my budget, not just food. We host a fairly large family dinner every Sunday! So… Read More What If I Fudge The Numbers A Little? May 2018 Grocery Spending
I called today to cancel my Scotiabank Amex card! I only applied for it 10 months ago! So why cancel it so soon? It was my first real try at “power travel hacking” and I failed miserably! After reading so many great stories about travel hacking on various blogs, last summer, I got all pumped… Read More Travel Hacking? It’s Not For Everyone!
Bait title? Maybe, but also a reminder that no matter how much I get annoyed with my tenants, it is a very profitable business. Of course there are ups and downs each month, but overall, the returns are good. Even if none of my properties met the 1% rule! (Not available in my area) .… Read More $1,851 An Hour! May 2018 Income, Expenses And Goals
Even If I Had All The Money In The World, I Can’t Bring Him Back! After the highs, the lows! Life is a constant roller coaster. I was so excited, and still am, about my trip to Australia, my work prospect and my life in general. Things are really good right now. And then, my… Read More Even If I Had All The Money In The World, I Can’t Bring Him Back!