Money, Saving Money

Don’t Get Sucked Into Valentine’s Day Consumerism!

Will you be contributing to the estimated 18.2 billion Valentine’s Day spending this year, as reported by the National Retail Federation? That’s right: 18.2 billions!!! It’s insane! But apparently, it is down from last year record number of 19.7 billion. Why, do we, as a society, feel the need to spend so much on Valentine’s… Read More Don’t Get Sucked Into Valentine’s Day Consumerism!

Money, Monthly Money Reports, Saving Money

My December Grocery Challenge Was A FAIL, Here Is Why

In Canada, food is the third largest household expense after shelter and transportation. At my house, food is our number one household expense (that’s what happens when you are mortgage and car loan free). We were spending $1,200 a month ($280/week) for a family of five (all groceries, not just food). In my opinion, it… Read More My December Grocery Challenge Was A FAIL, Here Is Why

Monthly Money Reports, Saving Money

Grocery Budget November 2017

A few months ago, I decided to seriously start working on my grocery budget, we were spending an average of $280/week and that just seemed way too much. Being mortgage and car loan free, groceries is now our biggest household expense and I am on a mission to reduce that spending. You can see where it… Read More Grocery Budget November 2017

Money, Monthly Money Reports, Saving Money

Grocery Budget – October 2017

Just finished updating my October grocery budget and I can finally see some real progress! Keeping track of my expenses by category is a tedious process but it is very rewarding when you make progress. Hopefully I will reach my goal in no time and move on to better things. You can’t save money if… Read More Grocery Budget – October 2017

Money, Saving Money

Managing Your Money: Needs vs. Wants

Do you ever get ready to make a purchase and ask yourself: “Do I really need this?” Do you keep track of your expenses and categorize them into either needs or wants? If not, it is time to start! Differentiating between the two will help you reduce your spending and increase your savings, making you… Read More Managing Your Money: Needs vs. Wants

Money, Monthly Money Reports, Saving Money

Grocery Budget – Sept. 2017

My first monthly grocery budget is nothing to brag about. Let’s blame the cats this month! Without their food, I would be so much closer to my goal! As mentioned in an earlier post, we can totally afford our grocery bill but it drives me crazy to know how much we actually spend on groceries… Read More Grocery Budget – Sept. 2017

Saving Money

Is A Gym Membership Worth It?

Regular exercise makes you feel and look good. It also helps increase longevity, reduces stress and lowers the risk of many diseases. It is one of the best investments you can make in yourself. For most of us, when we think about regular exercise, our first thought is to join a gym. They are convenient,… Read More Is A Gym Membership Worth It?

Monthly Money Reports, Saving Money

How I Plan to Save $60 a Week on Groceries

So here I am, I made the commitment to reduce my grocery spending by $60 a week or 22% by the end of this year! But how do I really plan to save money on groceries? Just because I am keeping track of my expenses by category and sharing them on this blog is not… Read More How I Plan to Save $60 a Week on Groceries

Monthly Money Reports, Saving Money

Monthly Grocery Spending Report – The Beginning

Like most of you, a large part of my monthly budget goes towards food, a very large part! And if I ever want to reach financial freedom by 55, I really need to get that number under control, so I decided to report my monthly grocery spending on this blog. By sharing the detail of… Read More Monthly Grocery Spending Report – The Beginning

Money, Saving Money

10 Easy and Quick Ways to Save Money

Do you want to save money ? Not sure where to start ? Here are 10 easy and quick ways to get you started, with no effort: Check for special offers, coupons & sales online before buying anything. It takes no time, you just need to get into the habit of checking first. For example,… Read More 10 Easy and Quick Ways to Save Money