Featured Posts, Money, Saving Money

Did You Forget Your Lunch Again?

Do you read all kinds of articles on “How To Save Money”? You can’t wait to become Financially Independent and you know you need to cut back on expenses. Maybe you are targeting big-ticket items to save on (house, car) or maybe you decided to start slow and cut back on everyday expenses such as… Read More Did You Forget Your Lunch Again?

Monthly Money Reports, Saving Money

What If I Fudge The Numbers A Little? May 2018 Grocery Spending

In one of my previous posts, I received a few comments about the categories I included in my monthly grocery spending report. It got me thinking (it happens!). I do include pet food, household products and personal care items in my budget, not just food. We host a fairly large family dinner every Sunday! So… Read More What If I Fudge The Numbers A Little? May 2018 Grocery Spending

Money, Monthly Money Reports, Saving Money

ALMOST THERE! March 2018 Grocery Budget

It feels good to save money with very minimum effort! I am happy to report our March Grocery Spending was pretty decent. Full disclosure: we are not aiming for extreme frugality (but we could if we had to) so no extreme numbers to look at (just in case you are new to the blog!). So… Read More ALMOST THERE! March 2018 Grocery Budget

Featured Posts, Money, Saving Money

5 Proven Ways to Save Money On Groceries – February 2018 Grocery Budget

Back in September when I started my grocery challenge. I kind of knew how much we spent but never tracked our expenses in too much detail. I figured we had to eat regardless, so as long as we were within a reasonable range (meaning we could afford it!), why would I care? But after reading… Read More 5 Proven Ways to Save Money On Groceries – February 2018 Grocery Budget

Money, Saving Money

Don’t Get Sucked Into Valentine’s Day Consumerism!

Will you be contributing to the estimated 18.2 billion Valentine’s Day spending this year, as reported by the National Retail Federation? That’s right: 18.2 billions!!! It’s insane! But apparently, it is down from last year record number of 19.7 billion. Why, do we, as a society, feel the need to spend so much on Valentine’s… Read More Don’t Get Sucked Into Valentine’s Day Consumerism!

Money, Monthly Money Reports, Saving Money

My December Grocery Challenge Was A FAIL, Here Is Why

In Canada, food is the third largest household expense after shelter and transportation. At my house, food is our number one household expense (that’s what happens when you are mortgage and car loan free). We were spending $1,200 a month ($280/week) for a family of five (all groceries, not just food). In my opinion, it… Read More My December Grocery Challenge Was A FAIL, Here Is Why

Monthly Money Reports, Saving Money

Grocery Budget November 2017

A few months ago, I decided to seriously start working on my grocery budget, we were spending an average of $280/week and that just seemed way too much. Being mortgage and car loan free, groceries is now our biggest household expense and I am on a mission to reduce that spending. You can see where it… Read More Grocery Budget November 2017

Money, Monthly Money Reports, Saving Money

Grocery Budget – October 2017

Just finished updating my October grocery budget and I can finally see some real progress! Keeping track of my expenses by category is a tedious process but it is very rewarding when you make progress. Hopefully I will reach my goal in no time and move on to better things. You can’t save money if… Read More Grocery Budget – October 2017

Money, Saving Money

Managing Your Money: Needs vs. Wants

Do you ever get ready to make a purchase and ask yourself: “Do I really need this?” Do you keep track of your expenses and categorize them into either needs or wants? If not, it is time to start! Differentiating between the two will help you reduce your spending and increase your savings, making you… Read More Managing Your Money: Needs vs. Wants

Money, Monthly Money Reports, Saving Money

Grocery Budget – Sept. 2017

My first monthly grocery budget is nothing to brag about. Let’s blame the cats this month! Without their food, I would be so much closer to my goal! As mentioned in an earlier post, we can totally afford our grocery bill but it drives me crazy to know how much we actually spend on groceries… Read More Grocery Budget – Sept. 2017