Monday Thru Friday NO SPEND Challenge Is On! Let’s have some fun. Two weeks ago, after adding up my expenses for September, I was shocked surprised to see I spent almost $80 in coffee! It wasn’t just for me and it wasn’t only coffee, but still $80 at a coffee shop! I also had quite… Read More Monday Thru Friday NO SPEND Challenge
A light post today because I had a crazy busy stressful week! Plus no need to cover Suze Orman’s interview on Paula Pant’s Afford Anything podcast, Mr. Money Mustache already covered it! You can check out his post What Everybody Is Getting Wrong About FIRE. And what can I say about the market this week?… Read More The Ultimate Girl’s Day Out! Or How To Waste $88 In Two Hours!
* MISSION ACCOMPLISHED * ! That’s right, we I did it! I finally reached my goal to reduce our grocery spending by 30%. Actually, we exceeded the goal, but I don’t want to brag too much, it may not last! If we keep it up, we will save $5,200/year on groceries. If You Are New… Read More * MISSION ACCOMPLISHED * June 2018 Grocery Budget
Yesterday I spent $770 in less than three hours for one kid! No, no major spoiling going on here. I paid for a medical and a dental appointment! And, because I am still employed , I get the benefit of private group insurance and it covers 100% of it. Phew. But not everybody has private… Read More Financial Independence And Kids? A Game Of Russian Roulette!
In one of my previous posts, I received a few comments about the categories I included in my monthly grocery spending report. It got me thinking (it happens!). I do include pet food, household products and personal care items in my budget, not just food. We host a fairly large family dinner every Sunday! So… Read More What If I Fudge The Numbers A Little? May 2018 Grocery Spending
In the last few weeks, I was asked to participate in several interviews by other PF bloggers. Truth be told, they scare me a little (No not the bloggers!! The interviews!). Unlike many other PF bloggers, I didn’t have a master FI plan to get me where I am today. I followed some simple money… Read More You CAN Reach FI Without A Master Plan!
Back in September last year, I decided to seriously start working on reducing our grocery budget, We were spending an average of $280/week and that seemed HUGE. Being mortgage and car loan free, groceries is our single biggest household expense and I am on a mission to reduce that spending. You can see where it all… Read More Maybe I Am Not So Frugal After All! Grocery Budget – January 2018
Will you be contributing to the estimated 18.2 billion Valentine’s Day spending this year, as reported by the National Retail Federation? That’s right: 18.2 billions!!! It’s insane! But apparently, it is down from last year record number of 19.7 billion. Why, do we, as a society, feel the need to spend so much on Valentine’s… Read More Don’t Get Sucked Into Valentine’s Day Consumerism!
Do you ever get ready to make a purchase and ask yourself: “Do I really need this?” Do you keep track of your expenses and categorize them into either needs or wants? If not, it is time to start! Differentiating between the two will help you reduce your spending and increase your savings, making you… Read More Managing Your Money: Needs vs. Wants