Do you ever get ready to make a purchase and ask yourself: “Do I really need this?” Do you keep track of your expenses and categorize them into either needs or wants? If not, it is time to start! Differentiating between the two will help you reduce your spending and increase your savings, making you… Read More Managing Your Money: Needs vs. Wants
My first monthly grocery budget is nothing to brag about. Let’s blame the cats this month! Without their food, I would be so much closer to my goal! As mentioned in an earlier post, we can totally afford our grocery bill but it drives me crazy to know how much we actually spend on groceries… Read More Grocery Budget – Sept. 2017
Regular exercise makes you feel and look good. It also helps increase longevity, reduces stress and lowers the risk of many diseases. It is one of the best investments you can make in yourself. For most of us, when we think about regular exercise, our first thought is to join a gym. They are convenient,… Read More Is A Gym Membership Worth It?
So here I am, I made the commitment to reduce my grocery spending by $60 a week or 22% by the end of this year! But how do I really plan to save money on groceries? Just because I am keeping track of my expenses by category and sharing them on this blog is not… Read More How I Plan to Save $60 a Week on Groceries
Like most of you, a large part of my monthly budget goes towards food, a very large part! And if I ever want to reach financial freedom by 55, I really need to get that number under control, so I decided to report my monthly grocery spending on this blog. By sharing the detail of… Read More Monthly Grocery Spending Report – The Beginning
Do you want to save money ? Not sure where to start ? Here are 10 easy and quick ways to get you started, with no effort: #1. Check For Special Offers, Coupons & Sales Online before buying anything. It takes no time, you just need to get into the habit of checking first. For example,… Read More 10 Easy and Quick Ways to Save Money
Do you wish you could save? Have you given up? Do you just find it too hard and are not sure where to start? Well I have good news, it is not that hard and you can do it! It is not so much about how much you make as it is about how you… Read More How to Start Saving Money in 3 Easy Steps